When you open an Industry Report, you’ll land on the At a Glance for Banking chapter. Click into the “Credit Analysis” tab at the top of the chapter for a preview of key report sections geared towards credit risk and underwriting professionals.

The Risk Snapshot section of the At a Glance for Banking chapter allows you to quickly identify the risk of lending to a given industry by assigning a risk score on a scale of one to nine, calculated with our proprietary methodology. If an industry’s risk score is six or over, we recommend delving into the industry’s risk components so you can see what’s behind the elevated risk and plan accordingly.

Subscribers can access the associated Risk Ratings Report by clicking the section heading.

Get a snapshot of key financial ratios in this section. You can click the section heading to jump to the full section in the Key Statistics chapter. Financial Ratios are used by credit professionals to compare your prospect’s historical financial ratios to industry averages to identify red flags sooner and tell a more detailed story to your credit partners.

This section gives you an overview of what has happened in the past five years, what is currently happening, and what is projected to happen within the industry in the next five years.

The Performance chapter indicates the health of the industry, giving insight into how industry operators are currently performing and how their performance may trend in the future.

The Volatility section of the performance chapter helps credit professionals understand how volatile an industry is, its growth versus volatility and insight into what’s currently influencing volatility for the industry.

Understand how credit risk and underwriting professionals incorporate product and market data and insights in their workflow.

This section helps you understand what different revenue streams are important for operators within your client’s industry. If your client wants to expand into additional product or service lines they don’t currently offer, you can see which areas generate the most revenue and where they may need further capital.

With the Major Markets section, you can answer the following questions about your client’s strategy and performance:

Analyze an industry’s supply chain to understand the full scope of credit risk. See where there could be potential disruptions in your client’s upstream or downstream supply chain that could impact their business’s product or service offering.

While the Products and Markets chapter gives you insights into potential markets and product areas for clients to move into, the Geographic Breakdown chapter gives you insight into potential regions they can expand into or focus on.

The Business Locations section includes an interactive map that shows the concentration of industry establishments, revenue, employment and wages by region.

For US and Canada Industry Reports, click into a state or province in the map to jump to the corresponding state or provincial report.

The Key statistics chapter is where you can find all the historical data for a given industry, going back 20 years. You can use this chapter to go back to specific time periods and see how events such as the 2008 financial crisis or the COVID-19 pandemic impacted your client’s industry.

This chapter helps credit professionals understand average costs for industry operators and compare financial data against key ratios and financial benchmarks broken down by business size.

The Financial Ratios section is very useful for credit professionals because it allows you to filter over 40 financial ratios by asset size to more accurately qualify your client.

Subscribers can access the Risk Ratings Report for your client’s industry in the Related Industry Products section of the left-hand navigation menu.

Risk Ratings Reports rate an industry’s risk on a scale from one to nine using our proprietary risk scores methodology. The risk score is dynamic, changing month to month as factors influencing the industry change.

This product covers the structural, growth and sensitivity risk for a given industry. In the example below, the national unemployment rate and total health expenditure rank low, having a positive impact on the overall risk score. You can use these levels to determine how each factor may affect your client’s bottom line.

For additional questions regarding IBISWorld for credit professionals, please contact your Client Relationship Manager. If you don’t have an IBISWorld account, please contact us to learn more about our membership options.